What is the primary goal of crop insurance?

The primary goal of crop insurance is to protect farmers against financial losses due to unforeseen events that adversely affect crop production. This includes various risks such as natural disasters, disease outbreaks, or adverse weather conditions that could significantly diminish yield and impact the farm's profitability. Crop insurance serves as a safety net, allowing farmers to recover a portion of their lost income, thereby ensuring that they can continue their agricultural operations despite facing challenging circumstances. This financial protection is crucial for maintaining the stability of the farming sector and supporting the overall economy.

While providing a steady income to farmers, encouraging non-traditional crops, and limiting pesticide use can be important considerations in agricultural practices, they are not the primary focus of crop insurance, which is specifically designed to address the financial risks associated with crop production failures.